XU, H. Angel or Demon? The Ethics of Online Peer-to-Peer Lending Firms. The Journal of the Macau Ricci Institute, [S. l.], v. 2, p. 69–79, 2018. Disponível em: https://journals.usj.edu.mo/index.php/mrijournal/article/view/167. Acesso em: 22 jan. 2025.